Know your payment before you commit with fixed monthly installments that fit your budget.
✓ Prequalifying uses a soft credit check — it won't affect your credit score.
Prequalification does not guarantee final loan approval. Final approval is subject to verification of eligibility and completion of all required enrollment steps, which may vary based on your selected repayment method.
See exactly when your payments would be — aligned to your pay dates.
This calendar shows estimated payment dates only. Review our Fee Schedule for more cost information. Exact payment amounts, fees, and final terms will be disclosed in your loan agreement before you sign.
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Apply Now →Cash Loans Direct is not a lender in Texas. Instead, we work with other lenders. This means we help connect customers with direct lenders who can give them safe and secure loans. Cash Loans Direct is licensed in the State of Texas as a Credit Access Business (CAB).
If you get approved for a loan, Cash Loans Direct will help you with the paperwork and manage your loan. You will still need to pay back the lender, but Cash Loans Direct will be the main company you talk to if you have questions, problems, or need to make payments.
Consumer Disclosures
Fee Schedule
Texas Installment Loan Fee ScheduleLicense/Registration
Cash Loans Direct is a state-licensed credit access business (CAB) and maintains a partnership(s) with a third party direct lender(s) to facilitate safe and secure loans for our customers. Cash Loans Direct is not a lender in the state of Texas. All loans are made by an unaffiliated third-party lender R-Funding LLC.
This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: 800-538-1579. Fax: 512-936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.